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Home | Products | 10-Year
Level Term
Life Insurance Plan Rates
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Monthly Premium for Non-Smokers* |
| 20 |
$1.90 |
$3.79 |
$5.69 |
$7.58 |
$7.88 |
$10.51 |
| 21 |
$1.86 |
$3.71 |
$5.57 |
$7.42 |
$7.63 |
$10.17 |
| 22 |
$1.86 |
$3.71 |
$5.57 |
$7.42 |
$7.50 |
$10.00 |
| 23 |
$1.90 |
$3.79 |
$5.69 |
$7.58 |
$7.38 |
$9.84 |
| 24 |
$1.94 |
$3.88 |
$5.82 |
$7.76 |
$7.25 |
$9.67 |
| 25 |
$2.02 |
$4.04 |
$6.06 |
$8.08 |
$7.38 |
$9.84 |
| 26 |
$2.07 |
$4.13 |
$6.20 |
$8.26 |
$7.38 |
$9.84 |
| 27 |
$2.13 |
$4.25 |
$6.38 |
$8.50 |
$7.63 |
$10.17 |
| 28 |
$2.17 |
$4.33 |
$6.50 |
$8.66 |
$7.88 |
$10.51 |
| 29 |
$2.25 |
$4.50 |
$6.75 |
$9.00 |
$8.25 |
$11.00 |
| 30 |
$2.34 |
$4.67 |
$7.01 |
$9.34 |
$8.63 |
$11.51 |
| 31 |
$2.46 |
$4.92 |
$7.38 |
$9.84 |
$8.88 |
$11.84 |
| 32 |
$2.57 |
$5.13 |
$7.70 |
$10.26 |
$9.13 |
$12.17 |
| 33 |
$2.69 |
$5.38 |
$8.07 |
$10.76 |
$9.63 |
$12.84 |
| 34 |
$2.82 |
$5.63 |
$8.45 |
$11.26 |
$10.25 |
$13.67 |
| 35 |
$2.94 |
$5.88 |
$8.82 |
$11.76 |
$10.75 |
$14.33 |
| 36 |
$3.09 |
$6.17 |
$9.26 |
$12.34 |
$11.50 |
$15.33 |
| 37 |
$3.21 |
$6.42 |
$9.63 |
$12.84 |
$12.25 |
$16.33 |
| 38 |
$3.36 |
$6.71 |
$10.07 |
$13.42 |
$13.00 |
$17.33 |
| 39 |
$3.52 |
$7.04 |
$10.56 |
$14.08 |
$13.88 |
$18.51 |
| 40 |
$3.75 |
$7.50 |
$11.25 |
$15.00 |
$14.88 |
$19.84 |
| 41 |
$3.82 |
$7.63 |
$11.45 |
$15.26 |
$16.13 |
$21.51 |
| 42 |
$3.90 |
$7.79 |
$11.69 |
$15.58 |
$17.38 |
$23.17 |
| 43 |
$3.98 |
$7.96 |
$11.94 |
$15.92 |
$18.50 |
$24.67 |
| 44 |
$4.04 |
$8.08 |
$12.12 |
$16.16 |
$19.88 |
$26.51 |
| 45 |
$4.13 |
$8.25 |
$12.38 |
$16.50 |
$20.50 |
$27.33 |
| 46 |
$4.44 |
$8.88 |
$13.32 |
$17.76 |
$22.25 |
$29.67 |
| 47 |
$4.77 |
$9.54 |
$14.31 |
$19.08 |
$24.13 |
$32.17 |
| 48 |
$5.04 |
$10.08 |
$15.12 |
$20.16 |
$25.88 |
$34.51 |
| 49 |
$5.34 |
$10.67 |
$16.01 |
$21.34 |
$27.63 |
$36.84 |
| 50 |
$5.65 |
$11.29 |
$16.94 |
$22.58 |
$29.50 |
$39.33 |
| 51 |
$6.02 |
$12.04 |
$18.06 |
$24.08 |
$31.50 |
$42.00 |
| 52 |
$6.42 |
$12.83 |
$19.25 |
$25.66 |
$33.75 |
$45.00 |
| 53 |
$6.94 |
$13.88 |
$20.82 |
$27.76 |
$36.88 |
$49.17 |
| 54 |
$7.54 |
$15.08 |
$22.62 |
$30.16 |
$40.25 |
$53.67 |
| 55 |
$8.21 |
$16.42 |
$24.63 |
$32.84 |
$44.00 |
$58.67 |
| 56 |
$8.92 |
$17.83 |
$26.75 |
$35.66 |
$48.00 |
$64.00 |
| 57 |
$9.69 |
$19.38 |
$29.07 |
$38.76 |
$52.38 |
$69.84 |
| 58 |
$10.57 |
$21.13 |
$31.70 |
$42.26 |
$56.75 |
$75.67 |
| 59 |
$11.48 |
$22.96 |
$34.44 |
$45.92 |
$61.38 |
$81.84 |
| 60 |
$12.50 |
$25.00 |
$37.50 |
$50.00 |
$66.38 |
$88.51 |
| 61 |
$13.57 |
$27.13 |
$40.70 |
$54.26 |
$71.63 |
$95.51 |
| 62 |
$14.75 |
$29.50 |
$44.25 |
$59.00 |
$77.63 |
$103.51 |
| 63 |
$15.92 |
$31.83 |
$47.75 |
$63.66 |
$85.25 |
$113.67 |
| 64 |
$17.09 |
$34.17 |
$51.26 |
$68.34 |
$93.50 |
$124.67 |
|
Monthly Premium for Smokers |
| 20 |
$3.52 |
$7.04 |
$10.56 |
$14.08 |
$16.13 |
$21.51 |
| 21 |
$3.44 |
$6.88 |
$10.32 |
$13.76 |
$15.65 |
$20.87 |
| 22 |
$3.44 |
$6.88 |
$10.32 |
$13.76 |
$15.25 |
$20.33 |
| 23 |
$3.58 |
$7.16 |
$10.74 |
$14.32 |
$15.15 |
$20.20 |
| 24 |
$3.79 |
$7.58 |
$11.37 |
$15.16 |
$15.05 |
$20.07 |
| 25 |
$4.03 |
$8.05 |
$12.08 |
$16.10 |
$15.48 |
$20.64 |
| 26 |
$4.17 |
$8.33 |
$12.50 |
$16.66 |
$15.53 |
$20.71 |
| 27 |
$4.38 |
$8.75 |
$13.13 |
$17.50 |
$15.98 |
$21.31 |
| 28 |
$4.55 |
$9.09 |
$13.64 |
$18.18 |
$16.55 |
$22.07 |
| 29 |
$4.84 |
$9.68 |
$14.52 |
$19.36 |
$17.55 |
$23.40 |
| 30 |
$5.18 |
$10.35 |
$15.53 |
$20.70 |
$18.40 |
$24.53 |
| 31 |
$5.64 |
$11.28 |
$16.92 |
$22.56 |
$19.60 |
$26.13 |
| 32 |
$6.06 |
$12.11 |
$18.17 |
$24.22 |
$20.53 |
$27.37 |
| 33 |
$6.44 |
$12.87 |
$19.31 |
$25.74 |
$21.88 |
$29.17 |
| 34 |
$6.82 |
$13.63 |
$20.45 |
$27.26 |
$23.28 |
$31.04 |
| 35 |
$7.18 |
$14.36 |
$21.54 |
$28.72 |
$24.75 |
$33.00 |
| 36 |
$7.55 |
$15.09 |
$22.64 |
$30.18 |
$26.25 |
$35.00 |
| 37 |
$7.95 |
$15.89 |
$23.84 |
$31.78 |
$27.93 |
$37.24 |
| 38 |
$8.38 |
$16.75 |
$25.13 |
$33.50 |
$29.53 |
$39.37 |
| 39 |
$8.91 |
$17.82 |
$26.73 |
$35.64 |
$31.35 |
$41.80 |
| 40 |
$9.52 |
$19.03 |
$28.55 |
$38.06 |
$33.48 |
$44.64 |
| 41 |
$10.12 |
$20.24 |
$30.36 |
$40.48 |
$35.90 |
$47.87 |
| 42 |
$10.72 |
$21.44 |
$32.16 |
$42.88 |
$39.10 |
$52.13 |
| 43 |
$11.61 |
$23.21 |
$34.82 |
$46.42 |
$42.83 |
$57.11 |
| 44 |
$12.67 |
$25.33 |
$38.00 |
$50.66 |
$46.88 |
$62.51 |
| 45 |
$13.19 |
$26.38 |
$39.57 |
$52.76 |
$51.50 |
$68.67 |
| 46 |
$14.52 |
$29.04 |
$43.56 |
$58.08 |
$56.60 |
$75.47 |
| 47 |
$15.96 |
$31.92 |
$47.88 |
$63.84 |
$62.45 |
$83.27 |
| 48 |
$17.26 |
$34.52 |
$51.78 |
$69.04 |
$67.88 |
$90.51 |
| 49 |
$18.73 |
$37.45 |
$56.18 |
$74.90 |
$73.93 |
$98.57 |
| 50 |
$20.42 |
$40.84 |
$61.26 |
$81.68 |
$80.88 |
$107.84 |
| 51 |
$22.33 |
$44.65 |
$66.98 |
$89.30 |
$88.38 |
$117.84 |
| 52 |
$24.43 |
$48.85 |
$73.28 |
$97.70 |
$96.58 |
$128.77 |
| 53 |
$27.14 |
$54.28 |
$81.42 |
$108.56 |
$107.33 |
$143.11 |
| 54 |
$30.05 |
$60.09 |
$90.14 |
$120.18 |
$119.33 |
$159.11 |
| 55 |
$33.24 |
$66.48 |
$99.72 |
$132.96 |
$132.23 |
$176.31 |
| 56 |
$36.70 |
$73.40 |
$110.10 |
$146.80 |
$145.33 |
$193.77 |
| 57 |
$40.57 |
$81.13 |
$121.70 |
$162.26 |
$159.35 |
$212.47 |
| 58 |
$44.14 |
$88.27 |
$132.41 |
$176.54 |
$170.33 |
$227.11 |
| 59 |
$47.82 |
$95.64 |
$143.46 |
$191.28 |
$182.50 |
$243.33 |
| 60 |
$51.80 |
$103.60 |
$155.40 |
$207.20 |
$195.43 |
$260.57 |
| 61 |
$55.91 |
$111.82 |
$167.73 |
$223.64 |
$209.40 |
$279.20 |
| 62 |
$60.11 |
$120.21 |
$180.32 |
$240.42 |
$224.40 |
$299.20 |
| 63 |
$62.58 |
$125.15 |
$187.73 |
$250.30 |
$241.85 |
$322.47 |
| 64 |
$65.21 |
$130.41 |
$195.62 |
$260.82 |
$260.18 |
$346.91 |
*You are considered a non-smoker if you have not smoked cigarettes, cigars or a pipe, or used chewing tobacco, nicotine chewing gum or snuff during the 12 months before submitting an application for insurance. Rates and/or benefits may be changed on a class basis.
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