Plan Details FAQs Exclusions

Whether it’s an accident or a sudden illness, the unexpected may happen. And experience tells us, it's best to be prepared in these situations. That’s why life insurance is important protection for your family’s financial future. And it’s also why many employers sponsor a basic plan for their employees.

Some employer-sponsored plans provide a specific amount of coverage - not enough to cover all the bills and other day-to-day costs your family faces when you’re gone.

You’ve worked hard to keep your family secure, now’s your opportunity to help protect that security without breaking the bank.

It’s maximum protection when your family needs it the most. Give your family up to $200,000 of benefits for a low, monthly premium.

• Choose your level of protection – from $100,000, $150,000, or $200,000 – you select the amount of protection you want to purchase.
• Premium and benefits are locked-in for 10 years – there’s no increase to your premium or reduction in benefits due to age. Coverage cannot be cancelled or changed by the company.
• Pays in addition to any other benefits you may have – because employer-sponsored plans rarely provide the full protection you need.
• Applying for coverage is convenient – Life insurance with this high-benefit level and affordable rate will require you to meet certain medical standards. A routine exam will be scheduled at a time and place that is convenient for you. You can have the exam performed at your home or even at your workplace. All costs will be paid for by the insurance company.
• Spouse or domestic partner are also eligible to apply.
• Premiums are waived if your union goes on strike – payment of your premium is waived for up to three months if you are involved in a union-sanctioned strike, lock-out or involuntary layoff lasting 30 days or more.  Not available for all unions or in all states.
• Pays full benefits for both death by a covered accident or illness anywhere in the world – while at work or away from work. And benefits do not reduce with age.

Learn More

Choose 1 of 3 options for applying:

• Complete a secure online application. It's easy, safe and fast!
• Click here to download an application form.
  Print it, fill it out and mail it in!
  (It’s an AdobeAcrobat file, get a free reader by clicking here).
  
  
• Request an application via mail:
• By calling 1-800-393-0864
• By completing an online request form

Questions? Call1-800-393-0864. Wondering what is not covered by this insurance program? Read exclusions here.

This website explains the general purpose of the insurance described, but in no way changes or affects the Master Policy AGT-1004 as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.  

Underwritten by: Hartford Life and Accident Insurance Company, Simsbury, CT 06089

¹The Hartford^® is the Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company