Comprehensive Accident Plan Insurance Exclusions

The UnionSecure Comprehensive Accident Plan, by The Hartford, does not cover any loss resulting from:

1. Intentionally self-inflicted Injury, suicide or attempted suicide, whether sane or insane;
2. War or act of war, whether declared or undeclared;
3. Injury sustained while voluntarily taking drugs which federal law prohibits dispensing without a prescription, including sedatives, narcotics, barbiturates, amphetamines, or hallucinogens, unless the drug is taken as prescribed or administered by a licensed physician;
4. Injury sustained while legally intoxicated from the use of alcohol.